Axis Bank Home Loan | Details, Eligibility Criteria, Schemes and Offers, Interest Rates, EMI Calculator and Documents Required

Axis Bank Home Loan | Details

Interest Rate	7.75% P.A.
Loan Amount	Loan Amount Based on income
Processing Fees	Up to 1% or min of Rs. 10,000/-
Penal Interest Rate	24% P.A. or 2% per month
Foreclosure Charges	0 – 2%
Rate Package	Floating/ Fixed
Max Tenure	30 Years

Note: The figures given in the table are indicative and are subject to change as per the loan scheme at Axis Bank’s or RBI’s discretion without prior information

Axis Bank Home Loan | Eligibility Criteria

Age	21 years to 57 years
Nationality	Resident Indians and NRIs
Employment Type	Salaried and Self-Employed

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Axis Bank Home Loan | Schemes and Offers

• Axis Home Loan
• Axis Quik Pay Home Loan
• Axis Power Advantage Home Loan
• Axis Shubh Aarambh Home Loan
• Axis Fast Forward Loan
• Axis Asha Home Loan
• Axis Super Saver Home Loan
• Axis Top Up Home Loan

Axis Bank Home Loan | Interest Rates in 2020

Axis Home Loan Schemes	Salaried	Self-Employed
Axis Home Loan	7.75% p.a. – 8.55% p.a.	8.65% p.a. – 9.40% p.a.
Axis Quik Pay Home Loan	7.95% p.a. – 8.45% p.a.	9.15% p.a. – 9.35% p.a.
Axis Power Advantage Home Loan	8% p.a. – 8.35% p.a.	9% p.a. – 9.20% p.a.
Axis Shubh Aarambh Home Loan	7.75% – 8.25% p.a.	8.95% p.a.
Axis Fast Forward Loan	7.75% – 8.25% p.a.	8.95% p.a. – 9.15% p.a.
Axis Asha Home Loan	10.05% p.a. – 11.50% p.a.	10.30% p.a. – 11.50% p.a.
Axis Super Saver Home Loan	8.15% p.a. – 8.30% p.a.	9.20% p.a. – 9.35% p.a.
Axis Top Up Home Loan	At the bank’s discretion	Starting from 8.90% p.a.

Axis Bank Home Loan | EMI Calculator

Amount	10 years	20 years	30 years
Rs. 10 lakh	Rs. 12,001	Rs. 8,209	Rs. 7,164
Rs. 20 lakh	Rs. 24,002	Rs. 16,409	Rs. 14,328
Rs. 40 lakh	Rs. 48,004	Rs. 32,838	Rs. 28,656
Rs. 50 lakh	Rs. 60,005	Rs. 41,047	Rs. 35,821

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Axis Bank Home Loan | Documents Required

• Proof of identity
• Address proof
• Birth certificate
• Income proof
• Processing fee cheques
• Loan agreement document
• Property documents
• Own contribution proof
• Sanction letter

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